SafeAmerica Credit Union

Debt Consolidation Loan

Combine your debt, shrink your payment.

Our Debt Consolidation Loan is great way to pay off your high interest rate credit cards or other holiday debt and enjoy one, low monthly payment.

What is a Debt Consolidation Loan?
These types of loans allow borrowers to roll multiple debts into one new loan with fixed monthly payments and, ideally, a lower interest rate saving you money over the life of the loan.

Debt Consolidation payment examples

Enjoy

  • Rates as low as 8.99% APR* for 60 months
  • Limits up to $25,000
  • No application fee
  • No annual fee
  • No prepayment penalty
  • Optional debt protection coverage for added peace of mind

Calculator

Apply Today!

Apply online in three easy steps, visit any SafeAmerica branch location or call us at (800) 972-0999.  If you've already applied and need to upload your secure documents, click the Upload Documents link below.

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Rates

Debt Consolidation   Rates as of 1-15-20
Term APR*
60 months 8.99%

*APR = Annual Percentage Rate, ranges from 8.99% to 16.49% depending on loan purpose, and includes a 2% discount for tier 1 and a 1% discount for tiers 2, 3, 4 and 5. Loan approval includes credit history and other factors we may lawfully consider. Not available for existing SafeAmerica unsecured/open end loans. Loan payment example: pay $21.00 per month per $1000 borrowed at 8.99% APR for 60 months. SafeAmerica reserves the right to require controlled payoff of consolidated debt. Offer expires March 31, 2020.

Rates and Fees »

Apply For a Debt Consolidation Loan

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  • Rates as low as 8.99% APR*
  • No annual fee
  • No application fee
  • No prepayment penalty