Auto Loan Pre-Approval
Congratulations on Your Auto Loan Pre-Approval!
To complete your auto loan approval, please provide us with a few pieces of information so we can finalize your loan. You can use the funds to purchase a new vehicle or refinance an existing loan you have elsewhere.
- For refinances, please fill out and submit this form and a representative will contact you shortly.
- For new purchases, please contact us at consumerlending@safeamerica.com.
Program Details:
This offer is valid for the financing of passenger car, light truck and SUV model years 2023 or newer with odometer miles of 10,000 or less. Not valid for commercial vehicles. We will generally finance up to 125% MSRP (120% for tier 2) on new vehicles or 125% (120% for tier 2) of retail Kelley Blue Book on used vehicles (including items such as tax, license, dealer fees and GAP, Debt Cancellation or MBI). We do not finance lemon-law buyback, salvage or other branded title vehicles. Minimum loan amount for 96 month term is $30,000. Tier 1 credit qualification only and a 730 FICO score.
The quoted APR is the lowest available to you on this offer and includes a 0.25% discount when you set up automatic payment at time of loan origination. Discount may be revoked if requirements are not met. Your actual APR may be higher depending on factors such as creditworthiness, age or value of the vehicle, LTV, amount financed and terms and conditions. Payment sample: $18.00 per month per $1,000 borrowed for 66 months at 5.99%.
To obtain a loan you must provide collateral that meets our underwriting criteria, confirm your identity consistent with our policies, and sign required loan documents.
By accepting a pre-approved credit offer, you declare under penalty of perjury that you know of no reason you will be unable to make your required payments. We reserve the right to verify your income and its source(s) with third parties such as your employer. Failure to verify adequate income may result in our offering you a lower loan amount (not less than $10,000).
This offer is valid only for the person to whom it is extended and is non-transferrable. If you want joint credit or a higher loan amount, you must submit an application.
This offer expires October 31, 2024. This offer cannot be combined with any other SafeAmerica promotional offers. Existing SafeAmerica auto loans are not eligible for this refinance offer. Skipping payments for the first 60 days will increase the amount of interest you pay and will take you longer to pay off the loan. The regular loan payment will begin within 60 days of the date your loan is funded.