With the New Year, comes new hope. Our hope is that we’re able to offer our valuable members the tools and resources they need to start to rebuild—no matter what that might be. Whether you need assistance in paying your bills or would just really like to take that vacation we all need, you’re safe with us.
For a limited time, when you open a new Visa® Platinum Rewards Credit Card through March 31, you’ll receive a special introductory rate. But that’s not all.
Here's How We Can Help
- 0% introductory APR through 9/30/21 on purchases and balance transfers made through March 31
- As low as 9.90% APR thereafter
- No balance transfer fee
- No annual fee
- Earn rewards points, one point for every dollar you spend
- Earn additional rewards points, up to 3 points per dollar spent with MoveUP Rewards
No Balance Transfer Fee
Unlike other credit cards, SafeAmerica Credit Union does not charge a balance transfer fee. Transfer balances from your other higher-rate credit cards and save! It’s easy with our online balance transfer form.
Start Saving Today!
Transfer your balances or simply enjoy your spending with 0% APR and rewards points.
Hurry! This offer ends March 31, 2021.
APR (Annual Percentage Rate) is 0% on purchases and balance transfers until 9/30/2021 for balances incurred between 1/1/21 and 3/31/21, then reverts to our regular rate, currently 9.90-18.90 as of 1/1/2021, is based on credit worthiness, and is subject to change without notice. Offer applies to new Visa accounts opened 1/1/21 - 3/31/21. Balances incurred between 1/1/21 and 3/31/21 will receive 0% APR fixed until 9/30/21. Rate will revert to original rate on any balances incurred after 3/31/21. Offer excludes share secured Visas. Certain restrictions apply. Cannot be combined with any other offer. There is no fee for balance transfers. Offer ends 3/31/2021. Cash advances and balance transfers do not qualify to earn rewards points. Program is subject to Terms and Conditions
Apply for a Visa Credit Card
- Low Introductory APR
- No annual fee
- No balance transfer fee
With Visa's Zero Liability Policy, you won't be held responsible for unauthorized charges.
*Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.
View/Redeem Your Points
Redeem your SafeAmerica Rewards points through online banking.
When you log in, select CARDS at the top of the page (at the bottom for mobile). Then click the green Card Rewards button to access the Rewards website.
|Visa Credit Card Rates Rates as of 1-1-21|
|Interest Rates and Interest Charges|| |
|Annual Percentage Rate (APR) for Purchases||9.90% – 18.90% based on your credit worthiness.|
|APR for Balance Transfers||9.90% – 18.90% based on your credit worthiness.|
|APR for Cash Advances||9.90% – 18.90% based on your credit worthiness.|
|Penalty APR and When it Applies||None|
|Minimum Interest Charge||None|
|How to Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.|
Final rate will be determined by your creditworthiness. VISA rates can change upon legally required notice to the cardholder.
|Visa Credit Card Transaction Fees|
|Set-up and Maintenance Fees
Additional Card Fee
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee
1% of transaction amount if initiated in a foreign country or currency
Late Payment Fee
Over-the-Credit Limit Fee
Returned Payment Fee
Up to $10.00
Up to $3.00
Up to $25.00
|Overdraft Protection Advance||$5 plus 1% of transaction amount if initiated in a foreign country or currency.|