Auto Loans
Rates as low as 2.99% for 60 months
Drive your dream car today with SafeAmerica's low rate affordable auto loans.
The process is quick and easy.
- Same low rates for a new or used vehicles
- Repayment terms to 96 months
- Up to 125% financing including tax, license and mechanical breakdown protection
- Ability to buy from a dealer and get your SafeAmerica financing on the spot. Just look for the Credit Union Direct Lending
- Purchase from a dealer, private party or buy out a lease
Preferred Dealers Spotlight
SafeAmerica is proud to spotlight our dealer partners that help member's secure on-the-spot financing right at the dealership with Credit Union Direct Lending (CUDL). When you're in the market for a new or used car shop at one of these dealers and save.
Get Pre-Approved
New, used, or refinance
- Pre-Approvals for New/Used Autos
- Competitive Rates & Flexible Terms
- Car Payment Calculator »
- Online Banking
- Mobile Banking
Optional Benefits
Auto Insurance
Affordable top-quality protection, discounted rates, online convenience, and 24/7 claims service
GAP & Mechanical Breakdown Protection
Protection against out-of-pocket costs when your car has an unexpected mechanical failure or is totaled
CARFAX® Report
Vehicle history reports that checks for accidents and service, title problems and ownership history
Skip-A-Pay
Allows you to skip up to two payments per calendar year, with fee per loan skipped (with approval)
Refinancing
Save money by refinancing your existing auto loan from another financial institution
Vehicle Release Information
Remove our lien from the vehicle title once loan is paid in full
Rates
| New or Used Autos & Trucks 2010 and newer. Rates as of 4-17-17 | |
|---|---|
| Term | APR1 |
| 24 months | 1.49% |
| 36 months | 2.99% |
| 48 months | 2.99% |
| 60 months | 2.99% |
| 66 months | 2.99% |
| 72 months | 3.49% |
| 84 months | 3.99% |
| 96 months* | 4.99% |
1 Quoted APRs are best available; rate may be higher depending on factors such as credit history and amount financed. Rates for approved applicants will be disclosed in writing before applicant becomes obligated. Payment sample: Pay $19.10 month per $1,000 borrowed for 60 months at 5.49%. See our payment calculator for more payment samples.
* Minimum loan amount for a 96 month term is $30,000. Tier 1 credit qualification only and a 730 Fico score.
Estimate your costs
Use our car payment calculator to figure out how much your auto loan might cost
Get Pre-Approved
Insurance Verification
Make sure we have the most up to date insurance information from you as required by the contract you signed. Myinsuranceinfo.com is a fast, easy and secure way to get us that information.
