IRAs
Yields as high as 1.71%
SafeAmerica offers both Traditional and Roth IRA accounts. IRAs are savings account designed to help consumers save for retirement.
Details
- No minimum balance is required
- No custodial fees
- Contributions may be made in "lump sums" or by regular deposits throughout the year
- Dividends are paid monthly
Individual Retirement Account Rates
| IRA Rates Rates as of 3-9-17 | ||
|---|---|---|
| Term | Dividend Rate | APY1 |
| 3 months | 0.15% | 0.15% |
| 6 months | 0.25% | 0.25% |
| 12 months | 0.50% | 0.50% |
| 14 months | 0.65% | 0.65% |
| 18 months | 0.75% | 0.75% |
| 24 months | 0.85% | 0.85% |
| 30 months | 0.95% | 0.95% |
| 36 months | 1.05% | 1.06% |
| 48 months | 1.25% | 1.26% |
| 60 months | 1.70% | 1.71% |
1 Annual Percentage Yield. All IRA Certificates require a minimum balance of $1,000 or more. Rates are subject to change without notice. Early withdrawal penalties apply to certificates.
IRA Money Market Rates
| IRA Money Market Rates Rates as of 3-1-17 | ||
|---|---|---|
| Balance | Dividend Rate | APY1 |
| $200 – $2,499 | 0.05% | 0.05% |
| $2,500 – $24,999 | 0.25% | 0.25% |
| $25,000 – $49,999 | 0.35% | 0.35% |
| $50,000 – $99,999 | 0.35% | 0.35% |
| $100,000 and above | 0.35% | 0.35% |
1 Annual Percentage Yield. All IRA Certificates require a minimum balance of $1,000 or more. Rates are subject to change without notice. Early withdrawal penalties apply to certificates.
Set Up an IRA Account
Set Up in Online Banking
- Traditional & Roth IRA accounts available
- No monthly service fee
- Tax savings potential
- Mobile banking
- Online banking
