Visa® Credit Card
Low rates and no annual fee
With a low rate and no annual fee, SafeAmerica's Platinum Visa® Credit Card is a smart card to carry.
- No penalty "default" rate change for late payments
- Visa eStatements
- Protect your checking account from overdrafts
- Up to $1 million in Travel Accident Insurance
With Zero Liability, shop for anything online or offline with absolutely no risk. Use your SafeAmerica Credit Union Visa credit or check card to shop online, in a store, or anywhere, and you're protected from unauthorized use of your credit or check card or account information. With Visa's Zero Liability policy1, your liability for unauthorized transactions is $0!
1 Covers U.S.-issued cards only. Visa's Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by Visa.
Apply for a Credit Card
- No annual fee
- No balance transfer fee
- No cash advance fee
- Low annual percentage rate (APR)
- Visa eStatements
- No rate change for late payments
|Visa Credit Card Rates Rates as of 3-1-18|
|APR for Purchases1||9.90% – 18.90% depending on credit worthiness|
|Cash Advance APR1||9.90% – 18.90% depending on credit worthiness|
|Balance Transfer APR1||9.90% – 18.90% depending on credit worthiness|
|How to Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.|
|Method of Computing Balance||Average daily balance (including new purchases)|
|Minimum Finance Charge||$0|
1 Final rate will be determined by your creditworthiness. VISA rates can change upon legally required notice to the cardholder.
|Visa Credit Card Transaction Fees|
|Foreign Transactions||1% of transaction amount if initiated in a foreign country or currency|
|Overdraft Protection Advance||$5 plus 1% of transaction amount if initiated in a foreign country or currency.|
|Cash Advance Fee||$0|
|Balance Transfer Fee||$0|