Visa® Platinum Rewards Credit Card
Low rate and no annual fee
With a low rate, no balance transfer fee and rewards, SafeAmerica's Visa® Platinum Rewards Credit Card is a smart card to carry.
Earn points for your every day purchases to redeem for travel, merchandise—even cash!
Cash advances and balance transfers do not qualify to earn points. Program is subject to Terms and Conditions.
How It Works
Apply for a Visa Credit Card
- Low APR
- No annual fee
- No balance transfer fee
- No cash advance fee
- Visa eStatements
- No rate change for late payments
View/Redeem Your Points
Redeem your SafeAmerica Rewards points through online banking.
When you log in, select CARDS at the top of the page (at the bottom for mobile). Then click the green Card Rewards button to access the Rewards website.
With Visa's Zero Liability Policy, you won't be held responsible for unauthorized charges.
|Visa Credit Card Rates Rates as of 9-1-19|
|Interest Rates and Interest Charges|| |
|Annual Percentage Rate (APR) for Purchases||9.90% – 18.90% based on your credit worthiness.|
|APR for Balance Transfers||9.90% – 18.90% based on your credit worthiness.|
|APR for Cash Advances||9.90% – 18.90% based on your credit worthiness.|
|Penalty APR and When it Applies||None|
|Minimum Interest Charge||None|
|How to Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.|
Final rate will be determined by your creditworthiness. VISA rates can change upon legally required notice to the cardholder.
|Visa Credit Card Transaction Fees|
|Set-up and Maintenance Fees
Additional Card Fee
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee
1% of transaction amount if initiated in a foreign country or currency
Late Payment Fee
Over-the-Credit Limit Fee
Returned Payment Fee
Up to $10.00
Up to $3.00
Up to $25.00
|Overdraft Protection Advance||$5 plus 1% of transaction amount if initiated in a foreign country or currency.|
*Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.