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Visa® Platinum Rewards Credit Card

Low rate and no balance transfer fee

Apply Online

With a low rate, no balance transfer fee and rewards, SafeAmerica's Visa® Platinum Rewards Credit Card is a smart card to carry.

Earn points for your every day purchases to redeem for travel, merchandise—even cash!

Benefits

  • Earn Rewards points, one for every dollar you spend
  • Earn additional points, up to three points for every dollar you spend, with MoveUP Rewards
  • Redeem points for travel, merchandise, gift cards, and cash
  • Low APR
  • No annual fee
  • Youth credit card option for those starting out
  • No balance transfer fee
  • No cash advance fee
  • No penalty "default" rate change for late payments
  • Free Visa eStatements
  • Use as an overdraft protection source

Cash advances and balance transfers do not qualify to earn points. Program is subject to Terms and Conditions.

 

Rewards Points

Apply for a Visa Credit Card

Apply Online
  • Low APR
  • No annual fee
  • No balance transfer fee
  • Earn Rewards points

See How Rewards Works:

View/Redeem Your ScoreCard Rewards Points

To browse your rewards options and/or redeem your points, visit scorecardrewards.com/#/safeamerica.   You will need to create an account the first time you login.  You can also access the Rewards website within Online Banking.  After login, select CARDS at the top of the page (at the bottom for mobile). Then click the green Card Rewards button to access the Rewards website.

View/Redeem Points

Additional Benefits

ScoreCard Rewards

Earn Rewards Points

Earn one point for each dollar you spend to redeem for travel, merchandise, and much more from ScoreCard Rewards.
Learn More »

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MoveUP Rewards

Earn additional Rewards points, up to three points per dollar spent, with our MoveUP Rewards program.

Learn More »

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Balance Transfers

Move your high-rate balances to SafeAmerica with no balance transfer fee.

Balance Transfer Form »

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Mobile Wallet

Add your SafeAmerica Visa credit card to your favorite mobile wallet, such as Apple Pay or Samsung Pay.

Learn More »

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Card Block

Login to Online Banking to block/unblock your card in the event you need to "freeze" card usage temporarily.

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Fraud Text Alerts

We'll text you if a charge looks out of the ordinary, asking you to verify or deny the charge. This feature is automatic with your Visa debit or credit card.

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eStatements

Fast and secure way to receive your statement electronically each month.

Learn More »

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Travel Notification

Let us know when your credit/debit card(s) will be traveling with you.

Learn More »

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Debt Protection

Cancels your eligible loan balance in case of a qualifying life event.

Learn More »

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Zero Liability*

With Visa's Zero Liability Policy, you won't be held responsible for unauthorized charges.

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Visa Secure

Visa Secure helps prevent the unauthorized use of your card while shopping online.

Learn More »

Rates

Visa Credit Card Rates   Rates as of 3-1-23
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases 9.90% – 18.90% based on your credit worthiness.
APR for Balance Transfers 9.90% – 18.90% based on your credit worthiness.
APR for Cash Advances 9.90% – 18.90% based on your credit worthiness.
Penalty APR and When it Applies None
Minimum Interest Charge None
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.

Final rate will be determined by your creditworthiness. VISA rates can change upon legally required notice to the cardholder.

Visa Credit Card Transaction Fees
Fees  
Set-up and Maintenance Fees
Annual Fee
Additional Card Fee
 
None
None
Transaction Fees
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee
 
None
None
1% of transaction amount if initiated in a foreign country or currency
Penalty Fees
Late Payment Fee
Over-the-Credit Limit Fee
Returned Payment Fee
 
Up to $10.00
Up to $3.00
Up to $25.00
Overdraft Protection Advance $5 plus 1% of transaction amount if initiated in a foreign country or currency.

Click here to see our full credit card disclosure.

*Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.

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Banking

Banking

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Community

Community

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Resources

Resources

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Loans

Loans

  • Auto Loans
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  • Refinance Your Existing Loan
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  • Vehicle Release Information
  • Skip-A-Pay Program
  • Make A Payment

Protection & Insurance

Protection & Insurance

  • Auto, Home & Life Insurance
  • Accidental Death Insurance
  • Long-Term Care Insurance
  • Debt Cancellation
  • Vehicle Protection
  • Verify Insurance

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Phone

(800) 972-0999

  • No. California: (925) 734-4111
  • Lost or Stolen Card 
  • Debit and Credit: (833) 933-1681

Routing Number: 321171757

NMLS#: 746366

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SafeAmerica is an Equal Housing Lender American Share Insurance Logo

Your savings insured to $500,000 per account. By members’ choice, this institution is not federally insured, or insured by any state government.

© 2023 SafeAmerica Credit Union. All rights reserved.

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