Quoted APR (Annual Percentage rate) subject to change without notice. Actual APR offered may differ depending on a variety of underwriting criteria. All loans require SafeAmerica Credit Union membership in good standing and are subject to credit approval.

¹ 1st Mortgage loan rates are subject to change daily. Call for current rates, APRs, additional payment samples, or further information. For a 30 year loan at 5.50%, pay $5.67 per month per $1,000 borrowed, for a 20 year loan at 5.00% pay $6.59 per month per $1000.00 borrowed, for a 15 year loan at 4.50% pay $7.64 per month per $1,000 borrowed, and for a 10 year loan at 4.00% pay $10.11 per month per $1,000.00 borrowed. Second Mortgage loans and HELOCs available for up to the lesser of 80% of appraised value or $400,000 on owner occupied primary residence only in California. No processing fee on HELOC limits up to $100,000. Processing fee on limits of $100,001 - $250,000 is $500. Processing fee on all fixed rate second mortgage loans is $995.00. Sample payment for a 15-year fixed rate second mortgage at 6.99% would be $8.97 per month per $1,000 borrowed. Maximum lifetime variable HELOC APR is 18%. No annual HELOC fee. If appraisal is required, member will be required to pay full cost of appraisal, in advance.