Student Loans
Student loans and debt consolidation
Private Student Loans
Private Student Loans for College Students
Private student loans from LendKey can be used to cover education costs including tuition, room and board, books, and other school related expenses. Private student loans serve as a way for students and families to fill the funding gap between the cost of attending school and the amount of federal loans, grants, and scholarships available to them.
Details
- Competitive rates from community lenders
- 1% interest rate reduction available in repayment period
- Tax deductible interest payments
- Cosigner release option available
- No origination fees or prepayment penalties
- 0.25% interest rate reduction for using ACH automatic payments
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Apply for a Student Loan
- Competitive rates
- Tax deductible interest payments
- 1% interest rate reduction available
- Rate discount for automatic payments
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Student Loan Refinancing
Student Loan Refinancing (Consolidation) for College Grads
If you're having a tough time repaying your student loans, or are just hoping to lower your interest rate and monthly payments, you're not alone. In just 5 minutes you can see what new rate you qualify for and how much you can save by refinancing your student loans.
Details
- Lower payments with variable interest rates as low as 1.99% (with auto-pay)
- Refinance federal and private student loans for undergraduate and graduate debt
- Simplified finances with one simple monthly payment
- No origination fees or prepayment penalties
- Various repayment options, including interest-only payments for the first four years
- Cosigner release option available
- 0.25% interest rate reduction for using ACH automatic payments
ParentPLUS Refinancing
Available immediately, parents that took out student loans for their children to attend college are now eligible to refinance their ParentPLUS loans into lower rates through the LendKey Network. For over 30 years parents have borrowed over $75BN in ParentPLUS loans to pay for their children's educations. LendKey and SafeAmerica Credit Union are excited to help reduce the burden parents have undertaken through the high rates that the ParentPLUS program has historically offered.
Proudly Presented By:
Apply for Student Loan Consolidation
- Variable interest rates as low as 1.99%
- One simple monthly payment
- Repayment options
- Rate discount for automatic payments
Recent Blog Posts
DISCLOSURES
1) Refinancing Federal Student Loans: Please be aware that you may potentially lose certain benefits associated with your federal student loans by refinancing such federal loans with a private student loan consolidation. These benefits may include favorable repayment options, loan and fixed interest rates, extended loan terms, and loan forgiveness. We strongly advise that you seek professional advice and examine the benefits and options before refinancing your federal loans. It is important to us that you are comfortable with potentially forfeiting benefits that may not be offered through our consolidation loan. 2) Cosigner Release: In order to qualify the cosigner release, the borrower's account cannot be delinquent and he/she must submit a request, meet the consecutive, timely payment requirements, and meet the lender's credit criteria and income requirements. 3) ACH Discount: Subject to floor rate. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments. 4) Tax Deductible Interest Payments: Generally available for borrowers who have paid $600 or more in eligible student loan interest during the calendar year (with a maximum of $2,500 in eligible interest allowed to be claimed). Please consult with a tax expert to understand if this option may be available to you.
