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Student Loans

Student loans and debt consolidation

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By accessing this link, you will be leaving SafeAmerica's website and entering a website hosted by another party.

Although SafeAmerica has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the bank's website. The other party is solely responsible for the content of its website.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the bank.

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  • Private Student Loans

  • Student Loan Refinancing

Private Student Loans

Private Student Loans for College Students

Private student loans from LendKey can be used to cover education costs including tuition, room and board, books, and other school related expenses. Private student loans serve as a way for students and families to fill the funding gap between the cost of attending school and the amount of federal loans, grants, and scholarships available to them.

Details

  • Competitive rates from community lenders
  • 1% interest rate reduction available in repayment period
  • Tax deductible interest payments
  • Cosigner release option available
  • No origination fees or prepayment penalties
  • 0.25% interest rate reduction for using ACH automatic payments

Proudly Presented By:

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Apply for a Student Loan

Apply Online

By accessing this link, you will be leaving SafeAmerica's website and entering a website hosted by another party.

Although SafeAmerica has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the bank's website. The other party is solely responsible for the content of its website.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the bank.

Continue

  • Competitive rates
  • Tax deductible interest payments
  • 1% interest rate reduction available
  • Rate discount for automatic payments

Recent Blog Posts

Paying for College: Dealing With the Student Loan Crunch

Student Loan Refinancing

Student Loan Refinancing (Consolidation) for College Grads

If you're having a tough time repaying your student loans, or are just hoping to lower your interest rate and monthly payments, you're not alone. In just 5 minutes you can see what new rate you qualify for and how much you can save by refinancing your student loans.

Details

  • Lower payments with variable interest rates
  • Refinance federal and private student loans for undergraduate and graduate debt
  • Simplified finances with one simple monthly payment
  • No origination fees or prepayment penalties
  • Various repayment options, including interest-only payments for the first four years
  • Cosigner release option available
  • 0.25% interest rate reduction for using ACH automatic payments

ParentPLUS Refinancing

Available immediately, parents that took out student loans for their children to attend college are now eligible to refinance their ParentPLUS loans into lower rates through the LendKey Network. For over 30 years parents have borrowed over $75BN in ParentPLUS loans to pay for their children's educations. LendKey and SafeAmerica Credit Union are excited to help reduce the burden parents have undertaken through the high rates that the ParentPLUS program has historically offered.

Proudly Presented By:

LendKey Logo

Apply for Student Loan Consolidation

Apply Online

By accessing this link, you will be leaving SafeAmerica's website and entering a website hosted by another party.

Although SafeAmerica has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the bank's website. The other party is solely responsible for the content of its website.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the bank.

Continue

  • One simple monthly payment
  • Repayment options
  • Rate discount for automatic payments

Recent Blog Posts

Paying for College: Dealing With the Student Loan Crunch

DISCLOSURES

1) Refinancing Federal Student Loans: Please be aware that you may potentially lose certain benefits associated with your federal student loans by refinancing such federal loans with a private student loan consolidation. These benefits may include favorable repayment options, loan and fixed interest rates, extended loan terms, and loan forgiveness. We strongly advise that you seek professional advice and examine the benefits and options before refinancing your federal loans. It is important to us that you are comfortable with potentially forfeiting benefits that may not be offered through our consolidation loan. 2) Cosigner Release: In order to qualify the cosigner release, the borrower's account cannot be delinquent and he/she must submit a request, meet the consecutive, timely payment requirements, and meet the lender's credit criteria and income requirements. 3) ACH Discount: Subject to floor rate. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments. 4) Tax Deductible Interest Payments: Generally available for borrowers who have paid $600 or more in eligible student loan interest during the calendar year (with a maximum of $2,500 in eligible interest allowed to be claimed). Please consult with a tax expert to understand if this option may be available to you.

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Routing Number: 321171757

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Your savings insured to $500,000 per account. By members’ choice, this institution is not federally insured, or insured by any state government.

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