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Checking Accounts

Whether you're looking for a simple, free checking product or are just starting out, we've got you covered.

Open An Account

 

Checking AccountsGet more from your SafeAmerica checking account with our MoveUP Rewards program.  You'll earn bonus rewards based on your deposit balances.  Your checking relationship with us automatically enrolls you in the MoveUP Rewards program. Your combined relationship deposit balances determine your reward level; Valued, Gold, Platinum or Executive.  Learn more.

Checking Choices

Free Checking Youth Checking
Account Overview A basic checking account with no monthly maintenance fees and no minimum balance requirement. Simply free checking. Apply A basic checking account ideal for members ages 14-23 who are looking to establish their first checking account. Apply
Minimum Opening Deposit $25 $25
Minimum Balance $0 $0
Monthly Service Fee $0 $0
APY on Balances 0% 0%
Access to 5,000 Credit Union Locations Yes Yes
Access to 30,000 fee-free ATMs Yes Yes
Free Visa® Debit Card Yes Yes
Overdraft Protection† Yes Yes
Courtesy Pay‡ Yes No
ATM Fee Refunds Yes, with MoveUP Rewards Yes, with MoveUP Rewards
Online Banking, Mobile Banking, and Bill Pay Yes Yes
Free eStatements Yes Yes
Check Orders Order Checks Order Checks
Apply Apply Apply

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† Overdraft Protection
Overdraft Protection gives you peace of mind! Overdraft Protection is a helpful service that is offered to members with checking accounts. Overdrafts can be drawn on either your Share Savings Account or your VISA Credit Account, if approved. You can sign up for Overdraft Protection by calling the credit union at (800) 972-0999.

‡ Courtesy Pay
Courtesy Pay adds protection to your checking account. Learn More »

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Protection & Insurance

Protection & Insurance

  • Auto, Home & Life Insurance
  • Accidental Death Insurance
  • Long-Term Care Insurance
  • Debt Cancellation
  • Vehicle Protection
  • Verify Insurance

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Phone

(800) 972-0999

  • No. California: (925) 734-4111
  • Lost or Stolen Card 
  • Debit and Credit: (833) 933-1681

Routing Number: 321171757

NMLS#: 746366

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Logos

SafeAmerica is an Equal Housing Lender American Share Insurance Logo

Your savings insured to $500,000 per account. By members’ choice, this institution is not federally insured, or insured by any state government.

© 2023 SafeAmerica Credit Union. All rights reserved.

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