Checking Accounts
Whether you're looking for a simple, free checking product or are just starting out, we've got you covered.
Get more from your SafeAmerica checking account with our MoveUP Rewards program. You'll earn bonus rewards based on your deposit balances. Your checking relationship with us automatically enrolls you in the MoveUP Rewards program. Your combined relationship deposit balances determine your reward level; Valued, Gold, Platinum or Executive. Learn more.
Checking Choices
| Free Checking | Youth Checking | |
|---|---|---|
| Account Overview | A basic checking account with no monthly maintenance fees and no minimum balance requirement. Simply free checking. Apply | A basic checking account ideal for members ages 14-23 who are looking to establish their first checking account. Apply |
| Minimum Opening Deposit | $25 | $25 |
| Minimum Balance | $0 | $0 |
| Monthly Service Fee | $0 | $0 |
| APY on Balances | 0% | 0% |
| Access to 5,000 Credit Union Locations | Yes | Yes |
| Access to 30,000 fee-free ATMs | Yes | Yes |
| Free Visa® Debit Card | Yes | Yes |
| Overdraft Protection† | Yes | Yes |
| Courtesy Pay‡ | Yes | No |
| ATM Fee Refunds | Yes, with MoveUP Rewards | Yes, with MoveUP Rewards |
| Online Banking, Mobile Banking, and Bill Pay | Yes | Yes |
| Free eStatements | Yes | Yes |
| Check Orders | Order Checks | Order Checks |
| Apply | Apply | Apply |
† Overdraft Protection
Overdraft Protection gives you peace of mind! Overdraft Protection is a helpful service that is offered to members with checking accounts. Overdrafts can be drawn on either your Share Savings Account or your VISA Credit Account, if approved. You can sign up for Overdraft Protection by calling the credit union at (800) 972-0999.
‡ Courtesy Pay
Courtesy Pay adds protection to your checking account. Learn More »
