At SafeAmerica Credit Union we're not just a financial institution, we're your financial partner. To celebrate our on-going partnership as Genentech’s credit union, we are offering Genentech employees an exclusive offer.
SafeAmerica Credit Union members enjoy higher deposit rates, low-rate loans and a wide range of convenient services. And, for a limited time, you get even more for your money.
First Mortgage Loans
As a credit union member, you have access to some of the best rates around. Plus, we offer the same low rate for purchase, refinance or cash-out refinance. As a Genentech employee, you get:
- Great mortgage rates, as low as 2.990%/3.019% APR for 30 year fixed
- Purchase or refinance options
- No points
- No rate increase for cash-out refinance
- Competitive rates on 10, 15, 20, and 30 year terms
- Plus, exclusive for Genentech members, $1,000 cash bonus at booking*
Ready to get started? Apply online below or call us at (800) 972-0999. Your exclusive Genentech Bonus will automatically be applied at funding. Not a SafeAmerica Credit Union member yet? Join Now and use the Promo Code GENENTECH in the online application.
Here for You
Our local Genentech branch remains closed at this time, but we're also available to you in other ways.
- Four Bay Area branch locations
- Online Banking
- Mobile Banking and Mobile Deposits
- 30,000 Fee-Free CO-OP Network ATMs
- (800) 972-0999
Rates
| First Mortgage Loan Rates Rates as of 10-1-21 | |||
|---|---|---|---|
| Type | Program | Interest Rate | APR1 |
| 30-year Fixed | Conforming | 2.990% | 3.019% |
| 30-year Fixed | Jumbo | 2.990% | 3.010% |
| 20-year Fixed | Conforming | 2.750% | 2.790% |
| 20-year Fixed | Jumbo | 2.750% | 2.778% |
| 15-year Fixed | Conforming | 2.500% | 2.550% |
| 15-year Fixed | Jumbo | 2.500% | 2.534% |
| 10-year Fixed | Conforming | 2.500% | 2.577% |
| For more options and current rates, please call (800) 972-0999 or email realestate@safeamerica.com to speak with a mortgage specialist. | |||
APR (Annual Percentage Rate) subject to change without notice. Actual APR offered may differ depending on a variety of underwriting criteria. All loans require SafeAmerica Credit Union membership in good standing and are subject to credit approval.
1 Rates valid up to 80% loan-to-value (LTV) for primary residence. Owner occupied single family residences in California only. Max loan amount $2,000,000. Rates subject to change daily. For a 30 year loan at 2.99%, pay $4.21 per month per $1,000 borrowed, for a 20 year loan at 2.75% pay $5.43 per month per $1,000 borrowed, for a 15 year loan at 2.50% pay $6.66 per month per $1,000 borrowed, and for a 10 year loan at 2.50% pay $9.41 per month per month $1,000 borrowed. Conforming limit will varies depending upon the County in California in which the single family residence is located. $822,375 represents the conforming loan limit for Alameda County. Your county may be lower.
See How We Compare
SafeAmerica Credit Union members save more. See how we compare to other financial institutions:
More Ways to Save
Genentech is not affiliated with and has no financial or other interest in SafeAmerica Credit Union. Any transactions that take place are solely between SafeAmerica Credit Union and the applicant. Genentech is not a party to any transaction that occurs, nor does it receive any information regarding the services offered. Genentech is not responsible for any services, offers or advice given by SafeAmerica Credit Union.
*Paid one time within 60 days of mortgage closing date when transaction is completed either through SafeAmerica Home Loans or our third party affiliate (when referred by SafeAmerica).
Cash back incentives are subject to IRS reporting on form 1099-INT.
Credit is subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
SafeAmerica Credit Union reserves the right to change, modify, remove or cancel the program in-part or in-whole at any time, for any reason.
