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SafeAmerica can help you purchase your dream home or refinance your existing mortgage.

Whether you're in the market to purchase or refinance a home, we have the loan you need at the rate you want. Our friendly mortgage loan officers are here to help, every step of the way.

First Mortgage Loans

  • Rates as low as 2.990%/3.019% APR for 30 year fixed
  • Purchase or refinance options
  • Competitive rates on 10, 15, 20, or 30 year terms
  • Conforming and jumbo loans
  • No points
  • No rate increase for jumbo, refinance or cash-out refinance
  • No prepayment penalties

Find out which loan program is right for you. To get started, click below or, feel free to call us at (800) 972-0999 to speak with a mortgage specialist.

Apply Online

Specialty Mortgage Loans

We also offer specialty mortgage loan programs through our mortgage partner, CU Homeland/American Pacific Mortgage, such as:

  • Adjustable rate mortgages (ARMs)
  • First-time home buyer programs
  • Non-owner occupied
  • Low down payment
  • FHA
  • VA
  • More!
Learn More

Rates

First Mortgage Loan Rates   Rates as of 2-1-23
Type Program Interest Rate APR1
30-year Fixed Conforming 7.500% 7.552%
30-year Fixed Jumbo 7.500% 7.543%
20-year Fixed Conforming 7.250% 7.316%
20-year Fixed Jumbo 7.250% 7.304%
15-year Fixed Conforming 7.000% 7.079%
15-year Fixed Jumbo 7.000% 7.064%
10-year Fixed Conforming 6.500% 6.606%
For more options and current rates, please call (800) 972-0999 or email realestate@safeamerica.com to speak with a mortgage specialist.

Quoted APR (Annual Percentage rate) subject to change without notice. Actual APR offered may differ depending on a variety of underwriting criteria. All loans require SafeAmerica Credit Union membership in good standing and are subject to credit approval.

1 1st Mortgage loan rates are subject to change daily. Call for current rates, APRs, additional payment samples, or further information. For a 30 year loan at 7.50%, pay $6.96 per month per $1,000 borrowed, for a 20 year loan at 7.250% pay $7.87 per month per $1000.00 borrowed, for a 15 year loan at 7.00% pay $8.95 per month per $1,000 borrowed, and for a 10 year loan at 6.50% pay $11.31 per month per $1,000.00 borrowed.

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(800) 972-0999

  • No. California: (925) 734-4111
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Routing Number: 321171757

NMLS#: 746366

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SafeAmerica is an Equal Housing Lender American Share Insurance Logo

Your savings insured to $500,000 per account. By members’ choice, this institution is not federally insured, or insured by any state government.

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