SafeAmerica can help you purchase your dream home or refinance your existing mortgage.
Whether you're in the market to purchase or refinance a home, we have the loan you need at the rate you want. Our friendly mortgage loan officers are here to help, every step of the way.
First Mortgage Loans
- Rates as low as 2.990%/3.019% APR for 30 year fixed
- Purchase or refinance options
- Competitive rates on 10, 15, 20, or 30 year terms
- Conforming and jumbo loans
- No points
- No rate increase for jumbo, refinance or cash-out refinance
- No prepayment penalties
Find out which loan program is right for you. To get started, click below or, feel free to call us at (800) 972-0999 to speak with a mortgage specialist.
Specialty Mortgage Loans
We also offer specialty mortgage loan programs through our mortgage partner, CU Homeland/American Pacific Mortgage, such as:
- Adjustable rate mortgages (ARMs)
- First-time home buyer programs
- Non-owner occupied
- Low down payment
- FHA
- VA
- More!
Rates
| First Mortgage Loan Rates Rates as of 11-1-23 | |||
|---|---|---|---|
| Type | Program | Interest Rate | APR1 |
| 30-year Fixed | Conforming | 7.500% | 7.552% |
| 30-year Fixed | Jumbo | 7.500% | 7.543% |
| 20-year Fixed | Conforming | 7.250% | 7.316% |
| 20-year Fixed | Jumbo | 7.250% | 7.304% |
| 15-year Fixed | Conforming | 7.000% | 7.079% |
| 15-year Fixed | Jumbo | 7.000% | 7.064% |
| 10-year Fixed | Conforming | 6.500% | 6.606% |
| For more options and current rates, please call (800) 972-0999 or email realestate@safeamerica.com to speak with a mortgage specialist. | |||
Quoted APR (Annual Percentage rate) subject to change without notice. Actual APR offered may differ depending on a variety of underwriting criteria. All loans require SafeAmerica Credit Union membership in good standing and are subject to credit approval.
1 1st Mortgage loan rates are subject to change daily. Call for current rates, APRs, additional payment samples, or further information. For a 30 year loan at 7.50%, pay $6.96 per month per $1,000 borrowed, for a 20 year loan at 7.250% pay $7.87 per month per $1000.00 borrowed, for a 15 year loan at 7.00% pay $8.95 per month per $1,000 borrowed, and for a 10 year loan at 6.50% pay $11.31 per month per $1,000.00 borrowed.
