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You are eligible to enroll in the MoveUP Rewards program if you have an active, eligible SafeAmerica personal checking account and maintain a combined balance in your qualifying SafeAmerica deposit accounts at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Executive tier.  Unless otherwise noted, bonuses received will be paid as a credit to a checking account associated with the membership.  The combined balance is calculated based on your daily balance on the final day of the calendar month. Additional program rules or regulations may apply.

¹Tier status determined based on end of day balance held in accounts on the last business day of each month.

²Member must maintain an open Free Checking account in order to qualify for the program and to receive eligible rewards. Other account types will receive rewards at the discretion of the credit union.

³All eligible credit card purchases earn 1 point per dollar spent. Bonus credit card rewards are earned based on eligible member tier qualification in order to achieve stated rewards amount. For example, Executive tier members will earn 1 point per dollar spent and receive an additional 2 points per dollar spent on transactions. Account must be in good standing in order to receive bonus points. Other terms and conditions apply.

⁴ Members using a SafeAmerica debit or ATM card will not be charged the non-SafeAmerica ATM fee and will receive a refund of the ATM operator or network fee for withdrawals from non-SafeAmerica ATMs in the U.S. and U.S. Territories.

⁵Paid one time within 60 days of mortgage closing date when transaction is completed either through SafeAmerica Home Loans or Stearns Lending (when referred by SafeAmerica).

⁶Bonus amount paid annually at program enrollment anniversary date as a credit to eligible members’ primary checking account. Line of credit must be in draw period. A balance owed or outstanding is not required to receive bonus amount. Line of credit must have been current or within eligible grace period during each payment period within the prior year in order to receive bonus.

⁷Provided as monthly credit to eligible members’ primary checking account at month end regardless of payment due date. Limited to credit on 1 auto loan per eligible member based on primary borrower. Credit provided based upon highest outstanding balance of all vehicle loans held by the eligible primary borrower. Credit equal to percentage of principal amount outstanding divided by twelve months in a calendar year. Loan must be current or within eligible grace period during the month in order to receive bonus.

Cash back incentives are subject to IRS reporting on form 1099-INT.

Members may un-enroll from the program at any time and will forfeit any unpaid rewards yet to be paid at the time of the un-enrollment. Automatic un-enrollment for members no longer meeting tier qualification status based upon qualified balances is processed quarterly after no longer maintaining eligible balances in a linked SafeAmerica account. Automatic un-enrollment for members no longer maintaining an active linked checking account takes place at the time of the account closure and will forfeit any unpaid rewards yet to be paid at the time of the un-enrollment.

Credit is subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

SafeAmerica Credit Union reserves the right to change, modify, remove or cancel the program in-part or in-whole at any time, for any reason.

Please review the Fee Schedule, also available at your local SafeAmerica branch.