For those starting their college career or their professional career, keep your eye out on offers for credit cards. These life milestones are often signals to lenders that the time might be right for you to get on board as a credit card holder. Figuring out how to manage credit cards is critical for new […]
Credit Union vs. Bank
Teaching Children How To Budget
Teaching children how to budget at a young age will be helpful for them later in life. When your child gets money as an allowance or as a gift, you can help get them started with simple budgeting concepts. Start With Goals, Wants And Needs Talk with your child about money and how to use […]
Financial Terms To Teach Your Kids
It’s never too early to start teaching your kids about finances. After all, it is a topic they will use for the rest of their life. Breaking down some the key financial terms will help them have an understanding of a few fundamental concepts. Here are some terms you can teach your child and why […]
Financial Literacy For Kids
Did you know April serves as both Financial Literacy and National Credit Union Youth Month? It’s never too early to begin teaching our youth about money. Financial literacy taught at young age becomes foundational value in adulthood. In fact, this is one of the most important areas where you can truly change the course of […]
Budgeting 101
Many people find that the journey to financial wellness is smoother when they take the time to create a budget. It might sound complicated but there is a way to break down the process. To get started, see this overview on the steps to take to set a budget and take control of financial health. Needs […]
Celebrating Women in Credit Union History: Louise McCarren Herring “The Mother of Credit Unions”
In celebration of National Women’s History Month, we thought what better way to honor the history of credit unions than by featuring one of the women who played a huge role in founding and organizing U.S. credit unions, Louise McCarren Herring. The early pioneers of the credit union movement included both men and women of […]
Why Refinancing Your Auto Loan Makes Cents!
When saving money pivots to the top of your priorities, an auto refinance may be an opportunity to create instant savings on your monthly auto payment. Everyone’s financial situation is unique, so it may or may not be a financial fit for everyone. Here’s How: When you refinance your auto loan, what is actually happening […]
A Guide to Understanding Financial Terms
When reading about credit cards, mortgages, or other financial products, you may encounter financial terminology and acronyms that you aren’t familiar with. Please note, these descriptions are a guide only and are not legal definitions. A Adjustable-Rate Mortgage An adjustable-rate mortgage (ARM) is a mortgage that offers the borrower a fixed interest rate for […]
