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Life-changing opportunities

October 20, 2022 • By Kevin Alvarez

International Credit Union Day 2022

The 74th anniversary of International Credit Union (ICU) Day is Thursday October 20, 2022. This year, we celebrate together as a global movement that encourages you to Empower Your Financial Future with a Credit Union™

ICU Day celebrates the spirit of the global credit union movement. The day is recognized to reflect upon the credit union movement's history, promote its achievements, recognize hard work and share member experience.

ICU Day is brought to you by the champions of the credit union movement, The World Council of Credit Unions and the Credit Union National Association (CUNA). Together we all contribute to helping spread the belief of all people having access to affordable, reliable and sustainable financial services for all our members, meeting them at their financial terms.

Fun Facts About Credit Unions and How They Differ From Banks

Bank
For profit
Owned by Stakeholders
Insured by FDIC
Anyone can join
Proprietary branches and ATMs
Objective: to maximize profits
Stakeholders benefit
Credit Union
Not for profit
Owned by members
Insured by NCUA (or privately insured)
Community-based membership
Shared branches and ATMs
Objective: to meet members needs
Members benefit
  1. The first true credit unions were established in Germany in 1852 and 1864.
  2. President Roosevelt signed the Federal Credit Union Act in 1934 to promote thriftiness and prevent usury during the Great Depression.
  3. Credit union membership eligibility is pretty flexible and open to most based on where you live.
  4. Credit union members are entitled to vote for their board members or directors.
  5. Credit unions are able to offer better rates and lower/fewer fees than banks.
  6. Many credit unions participate in shared branches and ATMs, which means you can visit other participating credit unions for access to your accounts, making it a larger network than most big banks.
  7. Once you're a member, you're always a member, regardless of where you live.
  8. All credit unions require you to have a share (savings) account. Even if you only want a loan. It acts as your "share of ownership".
  9. There are currently over 86,000 credit unions that operate in 118 countries worldwide.
  10. You are one of the 375 million credit union members today!

What is a Credit Union?

ICU Day Member Empowerment

Click here to view more educational videos.

Thank you!

We'd like to take this opportunity to thank you, our valued members, who help make SafeAmerica Credit Union what it is today.

International Credit Union Day

October 8, 2020 • By Kevin Alvarez

International Credit Union Day October 15, 2020

On October 15, 2020, SafeAmerica Credit Union will join with 86,055 credit unions from all around the world in celebration of International Credit Union (ICU) Day®.  There are more than 100 million members in the U.S. alone and SafeAmerica Credit Union joins them in celebration of the not-for-profit cooperative spirit that all credit unions share.

This cooperative spirit has led to life-changing opportunities for people all over the world who’ve wanted to start a small business, own a home or continue their education but were denied access to other financial institutions. In many parts of the world, people’s first taste of democracy is through their credit union, where “one member, one vote” is the governing structure.

At its most basic level, a credit union is people pooling their money to provide each other with affordable loans—it is literally people helping people. This is why SafeAmerica Credit Union celebrates ICU Day. Because credit unions empower people, wherever they are in the world or life, to take control of their financial future.

A little history behind the credit union movement

The movement began in the 1840s as a democratic consumer cooperative by weavers in Rochdale, England. Frustrated by bankers who denied them loans simply because they weren’t wealthy, the weavers and workers decided to pool their incomes and loan money to each other. In time, this cooperation put each member on solid financial ground and encouraged their own businesses to flourish.

The need for equitable financial institutions grew and, in 1971, the World Council of Credit Unions, Inc. (WOCCU) was created to help establish and maintain viable credit union movements. It has become the leading voice for advocacy and governance on behalf of the international credit union community.

Today, 291,432,972 people are served by credit unions in 118 countries and 6 continents.

So, today, we celebrate you, our loyal members and we thank you for your continued support in making this institution what it is today.

Learn more about #ICUDAY here.

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