One of the greatest contributors to financial stress is debt. If you’re having a tough time financially, it can feel isolating, but the truth is 80 percent of Americans have consumer debt. The only way to relieve financial stress is to make a plan and work your way through it. But to make that plan, […]
Bay Area
Tax Return Delays Likely, Here’s What To Do This Tax Season
Tax season is fast approaching! The pandemic has affected production on a multitude of levels and has taught us to be prepared for any delays whether it be shopping in person or even online. The Internal Revenue Service has shared it is faced with backlogs of up to 6 million in unprocessed individual returns. This […]
5 Ways to Make Money Resolutions That Stick
The New Year is a time for new beginnings. Are you ready to make money resolutions that stick? Eliminating debt, learning new spending habits, or building savings are choices that can change your life. They can affect your entire well-being from stress levels, to physical and mental health. When considered as one big New Year’s […]
3 Tips to Spread Joy While Saving Money Through the Holidays
1 — Using Mindfulness to Have More Peace During Your Holiday Shopping When it comes to gifts, it’s not enough to simply know how much you plan to spend in total for the holiday season. You can also break that number down by person so that you’re mindful of your finances through the holidays. If […]
Love to Give: Holiday Food Drive 2021
The Season of Giving It’s no secret that People Helping People is an integral philosophy to our credit union. In 2021 we joined forces, once again, with The Alameda County Community Food Bank and the Food Bank of Contra Costa & Solano for our annual holiday food drive “Love To Give” to help those in […]
A Guide to Understanding Financial Terms
When reading about credit cards, mortgages, or other financial products, you may encounter financial terminology and acronyms that you aren’t familiar with. Please note, these descriptions are a guide only and are not legal definitions. A Adjustable-Rate Mortgage An adjustable-rate mortgage (ARM) is a mortgage that offers the borrower a fixed interest rate for […]
How To Raise Financially Healthy Kids
Information brought to you by our partner, GreenPath Financial Wellness As a parent, you may be wondering what type of conversations you may begin to have in order to develop financially healthy kids. Coming out of the unprecedented year we all endured, it may serve as a good opportunity to begin sharing valuable life-lessons about […]