As technology continues to advance, more and more people from all age ranges have learned of the ease of access our personal computers and mobile devices provide for us, especially when it comes to online shopping. With the holiday season fast approaching, its time to review what can be done to keep your personal information […]
Hayward Unified School District
Credit Reports – How to Get Your Annual Credit Report
How to Get Your Free Credit Report The Fair and Accurate Credit Transactions Act of 2003 (FACT Act) entitles you to receive a free copy of your credit report once a year from each of the reporting companies – Equifax, Experian, and TransUnion. The three companies have set up one central website, toll-free telephone number, […]
A Guide to Understanding Financial Terms
When reading about credit cards, mortgages, or other financial products, you may encounter financial terminology and acronyms that you aren’t familiar with. Please note, these descriptions are a guide only and are not legal definitions. A Adjustable-Rate Mortgage An adjustable-rate mortgage (ARM) is a mortgage that offers the borrower a fixed interest rate for […]
How to Plan for Back to School Expenses in a Time of COVID-19
Information brought to you by our partner, GreenPath Financial Wellness As families track the latest news about their communities K-12 reopening plans, it’s clear this is a school year like no other – especially as families plan for back to school expenses. Will students return in the classroom? Will a K-12 student school year involve […]
