How to Get Your Free Credit Report The Fair and Accurate Credit Transactions Act of 2003 (FACT Act) entitles you to receive a free copy of your credit report once a year from each of the reporting companies – Equifax, Experian, and TransUnion. The three companies have set up one central website, toll-free telephone number, […]
Pleasanton
A Guide to Understanding Financial Terms
When reading about credit cards, mortgages, or other financial products, you may encounter financial terminology and acronyms that you aren’t familiar with. Please note, these descriptions are a guide only and are not legal definitions. A Adjustable-Rate Mortgage An adjustable-rate mortgage (ARM) is a mortgage that offers the borrower a fixed interest rate for […]
The 5 Factors That Affect Your Credit Score (And Simple Ways to Boost Them!)
Information is brought to you by our partner, GreenPath Financial Wellness Whether you’re looking to get your first credit card for everyday expenses or take out a mortgage to purchase your first home, credit is an essential tool for helping people to meet their financial goals. When applying for a line of credit, the higher your […]
Today Marks the First Federal Juneteenth Holiday
June 19 is now officially Juneteenth National Independence Day, a US federal holiday commemorating the end of slavery in the United States. It commemorates June 19, 1865: the day that Union Army Maj. Gen. Gordon Granger rode into Galveston, Texas, and told slaves of their emancipation. That day came more than two years after President […]
SafeAmerica Credit Union 68th Anniversary
May 20, 2021 marks our 68th anniversary, from starting with ten Safeway Employees to now 35,800 members strong today! Those ten Safeway employees came together in 1953 with the goal to create a financial cooperative that would benefit their coworkers with savings and low interest loans. By May 20th 1953, the formal approval was given […]
Understanding and Preparing a Savings Account – Financial Literacy Month
Have you been keeping an eye out on the housing market? What about the auto industry? Well before you can purchase your first home or a brand new car, taking control and understanding your debt is needed. The journey of reaching your next financial goal may sound like a daunting task, but having the understanding […]
Financial Tools for Success – Financial Literacy Month
Information is brought to you by our partner, GreenPath Financial Wellness April is Financial Literacy Month – a good time to consider the importance of financial literacy education, especially with the economic uncertainties caused by the ongoing pandemic. Continuing our series of blogs sharing information as part of Financial Literacy Month, the focus today is on […]
5 Reasons to Make a Budget – Financial Literacy Month
Information is brought to you by our partner, GreenPath Financial Wellness Making a budget and following it are two powerful financial habits. It’s not always easy, or fun at first. But it is one of the best steps you can take to successfully manage your finances. There are many reasons to budget and in the long […]
