It’s never too early to start teaching your kids about finances. After all, it is a topic they will use for the rest of their life. Breaking down some the key financial terms will help them have an understanding of a few fundamental concepts. Here are some terms you can teach your child and why […]
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Here’s How An Auto Refinance Can Save You Money On Your Monthly Payment!
Did you know an Auto Refinance can provide instant savings on your monthly car payment? Maybe you already knew that? Either way, read through to see if there is something more you can add to your own financial strategy! Here’s an example of what an auto refinance is: You pay off your auto loan balance […]
Tax Return Delays Likely, Here’s What To Do This Tax Season
Tax season is fast approaching! The pandemic has affected production on a multitude of levels and has taught us to be prepared for any delays whether it be shopping in person or even online. The Internal Revenue Service has shared it is faced with backlogs of up to 6 million in unprocessed individual returns. This […]
5 Ways to Make Money Resolutions That Stick
The New Year is a time for new beginnings. Are you ready to make money resolutions that stick? Eliminating debt, learning new spending habits, or building savings are choices that can change your life. They can affect your entire well-being from stress levels, to physical and mental health. When considered as one big New Year’s […]
Credit Reports – How to Get Your Annual Credit Report
How to Get Your Free Credit Report The Fair and Accurate Credit Transactions Act of 2003 (FACT Act) entitles you to receive a free copy of your credit report once a year from each of the reporting companies – Equifax, Experian, and TransUnion. The three companies have set up one central website, toll-free telephone number, […]
A Guide to Understanding Financial Terms
When reading about credit cards, mortgages, or other financial products, you may encounter financial terminology and acronyms that you aren’t familiar with. Please note, these descriptions are a guide only and are not legal definitions. A Adjustable-Rate Mortgage An adjustable-rate mortgage (ARM) is a mortgage that offers the borrower a fixed interest rate for […]
The 5 Factors That Affect Your Credit Score (And Simple Ways to Boost Them!)
Information is brought to you by our partner, GreenPath Financial Wellness Whether you’re looking to get your first credit card for everyday expenses or take out a mortgage to purchase your first home, credit is an essential tool for helping people to meet their financial goals. When applying for a line of credit, the higher your […]
Today Marks the First Federal Juneteenth Holiday
June 19 is now officially Juneteenth National Independence Day, a US federal holiday commemorating the end of slavery in the United States. It commemorates June 19, 1865: the day that Union Army Maj. Gen. Gordon Granger rode into Galveston, Texas, and told slaves of their emancipation. That day came more than two years after President […]
