It’s never too early to start teaching your kids about finances. After all, it is a topic they will use for the rest of their life. Breaking down some the key financial terms will help them have an understanding of a few fundamental concepts. Here are some terms you can teach your child and why […]
Walnut Creek
Here’s How An Auto Refinance Can Save You Money On Your Monthly Payment!
Did you know an Auto Refinance can provide instant savings on your monthly car payment? Maybe you already knew that? Either way, read through to see if there is something more you can add to your own financial strategy! Here’s an example of what an auto refinance is: You pay off your auto loan balance […]
Tax Return Delays Likely, Here’s What To Do This Tax Season
Tax season is fast approaching! The pandemic has affected production on a multitude of levels and has taught us to be prepared for any delays whether it be shopping in person or even online. The Internal Revenue Service has shared it is faced with backlogs of up to 6 million in unprocessed individual returns. This […]
A Guide to Understanding Financial Terms
When reading about credit cards, mortgages, or other financial products, you may encounter financial terminology and acronyms that you aren’t familiar with. Please note, these descriptions are a guide only and are not legal definitions. A Adjustable-Rate Mortgage An adjustable-rate mortgage (ARM) is a mortgage that offers the borrower a fixed interest rate for […]
The 5 Factors That Affect Your Credit Score (And Simple Ways to Boost Them!)
Information is brought to you by our partner, GreenPath Financial Wellness Whether you’re looking to get your first credit card for everyday expenses or take out a mortgage to purchase your first home, credit is an essential tool for helping people to meet their financial goals. When applying for a line of credit, the higher your […]
Understanding and Preparing a Savings Account – Financial Literacy Month
Have you been keeping an eye out on the housing market? What about the auto industry? Well before you can purchase your first home or a brand new car, taking control and understanding your debt is needed. The journey of reaching your next financial goal may sound like a daunting task, but having the understanding […]
Financial Tools for Success – Financial Literacy Month
Information is brought to you by our partner, GreenPath Financial Wellness April is Financial Literacy Month – a good time to consider the importance of financial literacy education, especially with the economic uncertainties caused by the ongoing pandemic. Continuing our series of blogs sharing information as part of Financial Literacy Month, the focus today is on […]
5 Reasons to Make a Budget – Financial Literacy Month
Information is brought to you by our partner, GreenPath Financial Wellness Making a budget and following it are two powerful financial habits. It’s not always easy, or fun at first. But it is one of the best steps you can take to successfully manage your finances. There are many reasons to budget and in the long […]